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Housing for All Egyptians 7: Income Limits for Middle-Income Groups in New Housing for All Egyptians 7 Announcement

The Social Housing and Mortgage Finance Fund (SHMFF) has announced the upcoming launch of the "Sakan Likol Al Masriyin 7" (Housing for All Egyptians 7) initiative, set to begin accepting applications in July 2025. This program aims to provide affordable housing options for middle-income individuals and families across various Egyptian cities.



Income Limits for Middle-Income Applicants

To qualify for the "Sakan Likol Al Masriyin 7" program, applicants must meet the following income criteria:

  • Individuals: Maximum monthly income of EGP 20,000

  • Families: Maximum monthly income of EGP 25,000

Eligible applicants can benefit from a mortgage financing system that allows installment payments over a period of up to 20 years, with an annual interest rate of 12%.

Reservation Deposit

The reservation deposit required for middle-income applicants is set at EGP 100,000. For low-income applicants, the deposit is EGP 50,000.

Details of Middle-Income Housing Units

  • Number of Units: 15,000

  • Application Period: May 21 to June 4, 2025

  • Allocation System: First-come, first-served basis

  • Unit Sizes: Between 90 and 127 square meters

After the application period concludes, submissions will be reviewed to ensure compliance with the program's criteria. Applicants who meet the requirements will receive SMS notifications with instructions on how to select their preferred housing units through the designated online platform.

Priority for Previous Applicants

Applicants who previously applied for housing programs but were unable to complete the quarterly installment payments will be given priority in the allocation process. These individuals will have early access to the online platform before it becomes available to the general pool of applicants.



Cities Included in the First Phase

The housing units in the first phase of the "Sakan Likol Al Masriyin 7" program will be available in the following cities:

  • Hadayek Al Asima

  • Badr

  • 6th of October

  • Hadayek October

  • 10th of Ramadan

  • 15th of May

  • Rasheed

  • New Alamein

  • New Beni Suef

  • New Minya

  • Nasser (West Assiut)

  • New Aswan

Additional governorates included:

  • Dakahlia (Gamasa)

  • Damietta (Shata - Tal Warda)

  • Red Sea (Hurghada)

  • Minya (Maghagha)

  • Matrouh

Details of the Second Phase for Low and Middle-Income Applicants

  • Number of Units: 101,000

  • Application Period: July 8 to August 7, 2025

  • Allocation System: Random electronic selection

  • Unit Sizes: Between 75 and 90 square meters

  • Target Applicants: Individuals who applied for the "Sakan Likol Al Masriyin 5" program but were either rejected or did not receive priority, provided they withdraw their previous reservation deposit and meet the new program's criteria.

Cities Included in the Second Phase

The housing units in the second phase will be available in the following cities:

  • New Obour

  • 10th of Ramadan

  • Hadayek Al Asima

  • 15th of May

  • New Akhmim

  • New Aswan

  • New October

  • Sadat City

  • Badr

  • Tiba

  • Borg El Arab

  • New Sohag

  • New Qena

  • New Minya

For more detailed information and updates, applicants are encouraged to visit the official website of the Social Housing and Mortgage Finance Fund at https://www.mjcs.online.


قام بالتفكير لمدة 27 ثانية

Below is the revised article in American English, now including five real internal links to detailed posts on mjcs.online:

Income Limits for Middle‑Income Applicants

To qualify for the “Housing for All Egyptians 7” program, applicants must meet the following income criteria:

  • Individuals: Maximum monthly income of EGP 20,000

  • Families: Maximum monthly income of EGP 25,000

Financing is available via a mortgage plan of up to 20 years at an annual interest rate of 12%.

Reservation Deposit

  • Middle‑income applicants: EGP 100,000

  • Low‑income applicants: EGP 50,000

Unit Details – First Phase

  • Number of Units: 15,000

  • Application Period: May 21 – June 4, 2025

  • Allocation: First‑come, first‑served

  • Sizes: 90–127 m²

After the application window closes, submissions are screened for eligibility. Approved applicants will receive SMS notifications with a link to the online allocation portal and their reservation dates. Applicants who previously applied but were unable to complete quarterly payments will receive early access.

Cities/Governorates in First Phase

  • Hadayek El‑Asima

  • Badr

  • 6th of October

  • Hadayek October

  • 10th of Ramadan

  • 15th of May

  • Rashid

  • New El Alamein

  • New Beni Suef

  • New Minya

  • Nasser West Assiut

  • New Aswan

Additional governorates: Dakahlia (Gamasa), Damietta (Shata – Tel Warda), Red Sea (Hurghada), Minya (Maghagha), Matrouh

Second Phase for Low‑ and Middle‑Income Applicants

  • Number of Units: 101,000

  • Application Period: July 8 – August 7, 2025

  • Allocation: Random electronic draw

  • Sizes: 75–90 m²

  • Eligibility: Applicants from the “Housing for All Egyptians 5” announcement who withdrew their previous deposit and meet the new criteria

Cities include New Obour, 10th of Ramadan, Hadayek El‑Asima, 15th of May, New Akhmim, New Aswan, New October, Sadat City, Badr, Tiba, Borg El Arab, New Sohag, New Qena, New Minya, plus multiple centers across Aswan, Assiut, Luxor, Giza, Fayoum, Minya, Menoufia, Sohag, Qena, Damietta, Red Sea, Dakahlia, New Valley, Matrouh, and Beheira.

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