Application Steps According to the Latest Announcement
Step 1: Prepare the Required Documents
Fill out the housing unit reservation form and the declaration (attached to the terms booklet), sign them clearly by hand.
Attach the booklet purchase receipt, reservation deposit, and administrative fee receipts.
Attach as a single PDF file (max 2MB):
A. Personal Identification:
Valid National ID copies for the applicant and spouse.
B. Income Verification:
A net income certificate (annual/monthly), certified and dated, showing:
Bonuses, allowances, profits, incentives.
For both spouses (if employed).
C. Additional Income Sources:
Documents for any extra income (e.g., side jobs, property, stocks, pensions).
Must be certified, stamped, and dated.
D. Employment-specific Requirements:
Government/Business Sector:
Income certificate from employer.
Employment duration: Minimum 6 months.
Private Sector:
Income certificate with employer’s Commercial Registration and Tax Card.
Employment duration: Minimum 6 months.
Self-employed/Professionals:
Certificate from a public accountant.
Copy of Commercial Registration/Tax Card.
Social Insurance certificate, union card, or union membership.
Employment duration: Minimum 12 months.
Widows/Divorcees/Pensioners:
Pension statement from Social Insurance.
Alimony proof (if applicable).
E. Family Documentation:
Marital status documents: Marriage, divorce, or death certificate.
Birth certificates of children (with national ID number).
Digitalized family record (except for single men, widows, or divorcees).
F. Proof of Residence:
Latest utility bill (electricity, gas, or water).
G. For Persons with Disabilities:
Recent (2022) disability certificate from a government medical committee.
5% of units allocated based on availability and conditions.
H. Previous Reservation Proof:
If previously reserved without allocation or benefit, submit proof of refund of advance payment.
Step 2: Uploading the Documents
A. Access the website:
Visit: www.shmff.gov.eg
B. Account Creation:
If no account exists, click "Register" and fill in basic information.
Must have paid the reservation deposit and administrative fees.
C. Verification:
Receive SMS with a verification code, enter it to complete account setup.
D. Application Process:
Log in to your account and create a housing application.
Fill in all required personal, professional, and housing details.
Specify desired city/center/project based on the terms booklet and reservation form.
E. Upload Documents:
Upload the previously prepared PDF file (max 2MB).
F. Confirmation:
- Upon successful submission, a message will appear:"Your application has been submitted successfully."
Step 3: Submission of Original Documents
After your application is transferred to the financing entity, you must submit the original documents directly to them.
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