Application Steps According to the Latest Announcement
.jpg)
Applications are submitted through the Social Housing and Mortgage Finance Fund's electronic portal at www.shmff.gov.eg. The client will follow the following steps:
1. Complete and sign the housing unit reservation form and declaration (attached to the booklet) in clear handwriting, and attach them to the required documents.
2. Attach the booklet purchase receipt, the reservation deposit receipt, and administrative fees, in addition to the following documents (in PDF format, maximum 2MB) for uploading to the website as a single file:
a. A copy of the applicant's and their spouse's national ID card (valid).
b. A certificate proving the net annual or monthly income of the individual or family (husband and wife (if employed)), stamped, signed, and dated by the employer on a date contemporary with the advertisement, including the net annual bonuses, allowances, profits, and incentives received by the individual or family (husband and wife (if employed)), if any.
C. Any documents related to additional sources of income (additional work, agricultural property, real estate, or land, exceptional pension, etc., or ownership of any bonds, stocks, deposits, savings accounts, or other financial instruments that generate additional income) indicating the net annual or monthly income of the individual or family (husband and wife (if employed)). The documents must be stamped, dated, and certified.
• For government and business sector employees:
√ Submit a certified certificate from the employer containing all basic information regarding the annual or monthly net income.
√ The length of service with the employer must be no less than 6 months.
• For employees of companies and private sector entities:
√ Submit a certified certificate from the employer that includes all basic data regarding annual or monthly net income, indicating the commercial registration number and tax card of the employer.
√ Length of service with the employer must be no less than 6 months.
• For professionals, self-employed, and those engaged in commercial and craft activities:
√ A certificate from a certified public accountant stating the annual or monthly net income, indicating the applicant's profession.
√ A copy of the commercial registration or tax card for professionals, commercial and craft activities.
√ A social insurance certificate (if applicable) indicating the profession and insurance wage, or a copy of the union card or union membership.
√ Length of employment must be no less than 12 months.
• For widows, divorcees, and pensioners:
√ A certified printer with pension information from the Social Insurance for widows and pensioners.
√ A copy of the alimony document received by the divorced woman.
D. Copies of official certificates proving marital status and the number of family members, as follows: Marriage, divorce, or death certificate
Birth certificates of minor children (digitalized national ID number) - Digitalized family record of the applicant (except for single men, divorced women, and widows).
E. A recent utility bill for the current residence (electricity, gas, or water).
F. For people with disabilities: Allocation will be based on the number of available units. A 5% quota of available units will be allocated to people with disabilities, provided they meet the conditions and submit documentation proving their degree of disability from specialized medical councils or the government general medical committee affiliated with the citizen's governorate. The disability certificate must be recent and issued in 2022.
z. In the event that a reservation has been made in a social housing project without allocation or benefit, a document proving the withdrawal of the advance payment must be submitted.
The reservation is serious according to the previous announcement.
3. Documents are uploaded to the electronic portal website according to the following steps:
A. Log on to the Fund's website www.shmff.gov.eg
B. If the applicant does not have an existing account, the applicant—who has paid the deposit and administrative fees—can create a personal account by clicking on "Register" at the top left of the home page and filling out the registration form with their basic information.
C. After creating the account, the applicant will receive an SMS message on the mobile phone number they registered on the website.
The message includes a code that the applicant must enter on the website to complete the registration process.
D. The applicant logs into their account and creates a housing application. They will then begin filling out their personal details, including their work, housing, marital status, and their spouse's details (if applicable). To specify their desire for the project in the center/city they wish to apply for within the governorates listed in the terms and conditions booklet, according to the desire written in the reservation form, after paying the required amounts.
e. The applicant attaches the aforementioned documents (in PDF format, with a maximum size of 2MB) in a single file.
f. After completing the upload of all documents, the applicant will be redirected to their personal page with the message: "Your application has been submitted successfully."
4. The original documents will be submitted to the financing entity after the applicant's file has been transferred to it.